What cryptocurrencies can my business accept with Palindrome Pay?

Palindrome Pay supports USDT and USDC stablecoins on Base network. Stablecoins are pegged 1:1 to USD, eliminating price volatility during and after transactions.

Do I need technical skills to accept crypto payments?

No. You can generate a payment link or crypto invoice with zero coding. For deeper website integrations, the Palindrome Pay JavaScript SDK requires basic web development knowledge to embed the checkout widget.

Is accepting crypto legal for businesses?

In most jurisdictions, accepting cryptocurrency as payment is legal. Tax treatment varies by country — stablecoin payments are typically treated as USD-equivalent revenue. Consult your accountant about reporting requirements.

How much does it cost to accept crypto payments?

Palindrome Pay charges a 1% service fee on successful escrow withdrawals, plus standard blockchain gas fees. No monthly subscriptions and no hidden charges.

How to Accept Crypto Payments as a Business

Accept USDT and USDC on Base with instant settlement and low fees

Why Businesses Are Accepting Crypto in 2026

Instant settlement on Base, global reach without currency conversion, low fees, and no merchant account required. Stablecoins like USDT and USDC processed more transaction volume than Visa in 2025. Businesses that accept crypto reach customers in countries where credit cards are unavailable or expensive, and settlement happens in minutes rather than 2–3 business days.

Types of Crypto Payment Solutions

Direct wallet payments work for informal transactions but offer no buyer or seller protection. Custodial processors like BitPay take custody of funds and charge fees similar to traditional processors. Non-custodial checkout with escrow protection — like Palindrome Pay — sends funds directly to a smart contract, never to an intermediary. The buyer is protected because funds are locked until delivery is confirmed. The seller is protected because funds cannot be reversed unilaterally.

How Palindrome Pay's Checkout Widget Works

Add the widget to your site with the JavaScript SDK. The customer clicks Pay with Crypto and connects their wallet. Funds move to the escrow smart contract on Base. You confirm delivery and funds release to your wallet. For high-value transactions, an optional arbiter can be designated for dispute resolution. The entire flow is non-custodial: Palindrome Pay never holds your funds.

Supported Chains and Tokens

Palindrome Pay supports USDT and USDC stablecoins on Base — Coinbase's Layer 2 network with sub-cent gas fees and near-instant confirmations. Stablecoins eliminate price volatility: a $500 payment stays $500 from the moment the buyer pays to the moment you withdraw. Both USDT (Tether) and USDC (Circle) are fully liquid and convertible to USD at any major exchange.

Fees: Crypto vs Traditional Payment Processors

On a $5,000 sale: Stripe costs $145.30 (2.9% + $0.30), PayPal costs $174.99 (3.49% + $0.49), BitPay costs $50 (1%). Palindrome Pay also charges 1% per transaction ($50) plus standard Base network gas fees — typically a few cents per transaction. The differentiator vs custodial processors isn't lower fees; it's non-custody (funds go directly to your wallet, never to Palindrome) and optional escrow protection. No monthly subscriptions, no setup fees.

Who Should Accept Crypto Payments

E-commerce stores selling internationally benefit from reaching customers without currency conversion. Freelancers and agencies invoicing across borders avoid wire transfer delays and fees. High-value goods sellers — electronics, art, collectibles — benefit from escrow protection on both sides. Real estate brokers, SaaS companies with global customers, and wholesale B2B trade where bank wire delays eat into margins are all strong use cases for crypto payment acceptance.

Getting Started: Three Ways to Accept Crypto

Option 1: Payment Link (no code) — generate a shareable payment link from the Palindrome Pay dashboard, set the amount and token, and share it via WhatsApp, email, or social media. Option 2: Crypto Invoice — create a professional invoice with a Pay with Crypto button in minutes. Option 3: Checkout Widget SDK — embed the widget directly into your checkout flow with a JavaScript snippet, giving customers a seamless in-page payment experience.

Security: Non-Custodial Escrow Protection

Palindrome Pay uses a 2-of-3 multisig smart contract on Base. Buyer protection: funds are locked in the contract until delivery is confirmed — no one can take the money and run. Seller protection: once confirmed, funds release automatically to your wallet. Optional arbiter for disputed transactions: a neutral third party can resolve the dispute without either party unilaterally accessing the funds. Palindrome Pay is fully non-custodial and the smart contracts are open source.